DimefinchMoney skills kids actually enjoy learning.
Dimefinch turns saving, budgeting, and investing into a game. Kids earn coins, watch their savings grow, and make real money decisions with zero real money at risk.
Free · No ads · No in-app purchases · No tracking
How it works
Learn it. Play it. Live it.
Every lesson is short, every quiz explains the answer, and every coin earned becomes a real decision: spend it now, or save it and watch it grow?
Bite-sized lessons
Quick, colorful cards explain one idea at a time, followed by a 3-question quiz that explains every answer.
A real economy
Coins go in a wallet or a savings bank that pays daily compound interest. Kids see why patience pays.
Goals worth saving for
Pick something in the shop, set it as a goal, and track savings until it's yours. Delayed gratification, gamified.
29 lessons · 11 worlds
Everything they'll need to know about money
From "what is money?" to credit scores and index funds, every lesson is matched to your child's age.
Money Basics
Saving Superpowers
Smart Spending
Budget Builders
Banks & Interest
Investing Island
Credit & Debt
Paychecks & Taxes
Money Safety
Giving & Sharing
Retirement Rocket
Mini-games
Practice with play money
Four games turn big ideas into hands-on practice, with no real money ever involved.
Needs or Wants?
Sort everyday items fast. Learn why needs come first and wants come second.
Money Grow Lab
Change savings, interest, and time to see compound interest work. Can you reach $10,000?
Budget Boss
Give every dollar a job, then survive a surprise expense. Did you save enough?
Market Mania
Invest $1,000 of play money in made-up companies over 12 months. Discover why diversification matters.
Grows with your child
Right-sized for ages 7 to 17
Lessons unlock by age, so younger kids aren't overwhelmed and teens get the real-world topics they need.
Ages 7–10
The foundations.
- What money is & ways to earn
- Saving & savings goals
- Needs vs. wants
- Never sharing passwords
Ages 11–14
Building real habits.
- The 50/30/20 budget
- Compound interest
- Stocks & what investing is
- Ads, scams & phishing
Ages 15–17
Ready for the real world.
- Paychecks: gross vs. net
- Credit cards & credit scores
- Diversification & index funds
- Risk vs. reward
- Roth IRAs for teens with a job
For parents
Built to be safe from the ground up
We built Dimefinch so you never have to worry about what's happening on the screen. A grown-ups area (behind a parental gate) lets you see progress and adjust the age level anytime.
- No ads, ever
- No in-app purchases. Coins are play money only.
- No accounts, chat, or contact with strangers
- No tracking or data collection. Progress stays on the device.
- Parental gate on settings
- New lessons added through free updates
Start their money quest
Free on iPhone, iPad, and Android. Coming soon.